Paladin01, with yet another question FAR too serious for Help.

[Paladin-01]

So, I'm sure a few people remember me asking questions that are REALLY "wtf, are you seriously asking us?" Sadly, you guys are the most organized, least trolling, and most informed group of people I know.

;_;

So anyway... Credit cards. I'm looking into building up my credit, trying some investments, and generally, y'know. Having a credit card. Problem is? I have no fucking clue what ANYTHING means. Its all written in Financese. APR? Low rate financing? Wha?

And all the google results for "First time credit card" or "credit card FAQ" are either by the companies, not explaining anything beyond DON'T BE STUPID, STUPID, or otherwise unhelpful.

So... halp?

[shikigami]

the lower the apr the better. do not EVER get a card thats not a fixed rate, although if this is your first card i doubt anyone will give you one.