We're in the digital age where hackers literally make a living hell for every person running Windows, we've come to expect the barrage of attacks from them on a daily basis. A company getting hacked is no unique story, but a company getting hacked while not having sufficient security and losing 77 million peoples' details is. It's not that nobody acknowledges people hacked a server. The problem is that they were able to get into both of Sony's servers in a single attack and get the info for every PS3 user..
As for the money debate, If you want a 800 point game on Xbox or Wii, you get a 800 point card.. you aren't left with change and you're not charged any kind of tax.