Okay, I was going through 0.0 space and I saw a cyclone attacking a smaller ship. The cyclone had a bounty on him, so I jumped in the fray, the small ship seemed to be holding its own, so I assumed 2v1 would work better.
Then the small ship warp jammed me.
As for the gear, it only cost about 2 million to get my replacement going. It's not as optimised as it was before, but I don't mind. I'm about 18 days from a Wolf, so I just need to get 15 millions more or less.