Valkyrie Profile! Love this game. Love the music.
Hm... I wish I was better at wording things when it came to music and could actually tell what instrument was what, but I can't. So I kinda have to be vague with this.
The harp? I don't mind. It's.. everything else. Well, not the flute so much. But when the strings hit, they just don't mesh well for me. It just doesn't sound.. good? I wish I could offer actual advice for improvement, but you'd have to ask someone who knows what they're doing. :s
That little.. tinkling sound annoys me too. If it were softer and more in the background, I think I could deal with it. As is, it's kinda up front and center, with the occasional note that's particularly loud compared to the rest.
Overall, I like the beginning, and the harp, but it just kinda peters out from then on, for me. And I can't *clearly* pick the source out - but that could be my own failings right there. I'm not trying to be discouraging or a d-bag or anything. Just don't think it'd help if I wasn't honest. I'm hoping you work with this a bit more, see what you can come up with.